BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//ChamberMaster//Event Calendar 2.0//EN
METHOD:PUBLISH
X-PUBLISHED-TTL:P3D
REFRESH-INTERVAL:P3D
CALSCALE:GREGORIAN
BEGIN:VEVENT
DTSTART:20170420T111500Z
DTEND:20170420T130000Z
X-MICROSOFT-CDO-ALLDAYEVENT:FALSE
SUMMARY:2017 Chamber Breakfast -Power Down Debt - Power Up Retirement
DESCRIPTION:Breakfast with The Money Doctor!\n\nFrances Rahaim\, Ph.D.\n\n"Business Owners Rethinking Debt & Retirement"\n\nFinancial Coach & Founder:\n\nPowerDownDebt\, Inc.\,\n\nPowerUpRetirement\n\n& now\n\nHUG Your Student Debt\, Inc.\n\nRahaim is the Author of "Debt or Alive" and is featured on local Radio & TV Shows weekly.\n\nBusiness Owners Face Unique Challenges\n\nPlanning for retirement\, and managing debt can often take a back seat to running a business. \n\nYou CAN have fluid\, healthy credit while retiring debt ahead of schedule\, with a minimal amount of effort. And\, you can do it without increasing your monthly outlay\, or endangering a comfortable retirement. \n\nSkeptical? Excellent! All Questions Welcome\n\nCome to breakfast\, meet Frances and hear her personal story.  You will probably relate to her no nonsense\, credit savvy approach to reducing business loans\, mortgages\, credit cards\, and yes even education debt quickly.\n\nLearn the most overlooked (and shocking) consideration when planning for retirement.\n\nExperience in Personal Finance\n\nFrances started her career 30 years ago in the insurance and investment industry\, and in 1992 became self-employed as an Independent Broker and then Registered Investment Advisor. Since 2008 as the president of PowerDownDebt\, Inc. she and her staff have been helping clients save millions of dollars\, build successful budgets\, and shave years off their debt. \n\nCome and enjoy breakfast with us\, and the Money Doctor.\n\nBring your appetite and your questions (asked anonymously if you wish)\n\nand connect with another fun\, local business owner!\n\nCopies of "Debt or Alive" will be available at 30% off\, and a surprise raffle will be held at:\n\nAACC Breakfast Seminar and Buffet - April20th \n\n7:15am Courtyard Marriott\n\n Rt. 9 (423 Russell St) Hadley
X-ALT-DESC;FMTTYPE=text/html:<div align="center" new="" style="color: rgb(34\, 34\, 34)\; background-color: rgb(243\, 243\, 243)\; text-align: center\; font-size: 18pt\; font-family: Georgia\, " times=""><img alt="Image result for frances rahaim power down debt" src="data:image/jpeg\;base64\,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" /><b>&nbsp\;</b>\n<p align="CENTER" dir="LTR"><span lang="en-us"><b><font color="#1F497D" face="Arial" size="5">Breakfast with The Money Doctor!</font></b></span></p>\n\n<p align="CENTER" dir="LTR"><span lang="en-us"><b><font color="#222222" face="Arial" size="5">Frances Rahaim\, Ph.D.</font></b></span></p>\n\n<p align="CENTER" dir="LTR"><span lang="en-us"><b><font color="#1F497D" face="Arial" size="5">&ldquo\;Business Owners Rethinking Debt &amp\; Retirement&rdquo\;</font></b></span><br />\n<span lang="en-us"><font color="#222222" face="Arial" size="4">Financi</font></span><span lang="en-us"><font face="Arial" size="4">a</font></span><span lang="en-us"><font face="Arial" size="4">l Coach</font></span><span lang="en-us"><font color="#222222" face="Arial" size="4">&nbsp\;&amp\; Founder:</font></span><br />\n<span lang="en-us"><b><font color="#222222" face="Arial" size="4">PowerDownDebt\, Inc.\,<br />\nPowerUpRetirement<br />\n&amp\; now<br />\nHUG Your Student Debt\, Inc.</font></b></span></p>\n\n<p align="CENTER" dir="LTR"><span lang="en-us"><font color="#222222" face="Arial" size="4">Rahaim is the Author of &ldquo\;Debt or Alive&rdquo\; and is featured on local Radio &amp\; TV Shows weekly.</font></span></p>\n\n<p align="CENTER" dir="LTR"><span lang="en-us"><b><font color="#222222" face="Arial" size="4">Business Owners Face Unique Challenges</font></b></span></p>\n\n<p dir="LTR" style="text-align: left\;"><span lang="en-us"><font color="#222222" face="Arial" size="4">Planning for retirement\, and managing debt can often take a back seat to running a business.&nbsp\;</font></span></p>\n\n<p dir="LTR" style="text-align: left\;"><span lang="en-us"><font color="#222222" face="Arial" size="4">You CAN have fluid\, healthy credit while retiring debt ahead of schedule\, with a minimal amount of effort. And\, you can do it without increasing your monthly outlay\,</font></span><span lang="en-us">&nbsp\;<font face="Arial" size="4">or endangering</font></span><span lang="en-us"><font color="#222222" face="Arial" size="4">&nbsp\;a comfortable retirement.&nbsp\;</font></span></p>\n\n<p dir="LTR"><span lang="en-us"><b><font color="#222222" face="Arial" size="4">Skeptical? Excellent! All Questions Welcome</font></b></span></p>\n\n<p dir="LTR" style="text-align: left\;"><span lang="en-us"><font color="#222222" face="Arial" size="4">Come to breakfast\, meet Frances and hear her personal story.&nbsp\; You will probably relate to her no nonsense\, credit savvy approach to reducing business loans\, mortgages\, credit cards\, and yes even education debt quickly.</font></span></p>\n\n<p dir="LTR" style="text-align: left\;"><span lang="en-us"><font color="#222222" face="Arial" size="4">Learn the most overlooked (and shocking) consideration when planning for retirement.</font></span></p>\n\n<p dir="LTR" style="text-align: left\;"><span lang="en-us"><b><font color="#222222" face="Arial" size="4">Experience in Personal Finance</font></b></span></p>\n\n<p dir="LTR" style="text-align: left\;"><span lang="en-us"><font color="#222222" face="Arial" size="4">Frances started her career 30 years ago in the insurance and investment industry\, and in 1992 became self-employed as an Independent Broker and then Registered Investment Advisor. Since 2008 as the president of PowerDownDebt\, Inc. she and her staff have been helping clients save millions of dollars</font></span><span lang="en-us"><font face="Arial" size="4">\, build successful budgets\,</font></span><span lang="en-us"><font color="#222222" face="Arial" size="4">&nbsp\;and shave years off their debt.&nbsp\;</font></span></p>\n\n<p align="CENTER" dir="LTR"><span lang="en-us"><b><font color="#1F497D" face="Arial" size="4">Come and enjoy breakfast with us\,</font></b></span><span lang="en-us"><b>&nbsp\;<font color="#1F497D" face="Arial" size="4">and the Money Doctor.</font></b></span><br />\n<span lang="en-us"><b><font color="#1F497D" face="Arial" size="4">Bring your appetite and your</font></b></span><span lang="en-us"><b><font color="#1F497D" face="Arial" size="4">&nbsp\;questions</font></b></span><span lang="en-us">&nbsp\;<font color="#1F497D" face="Arial">(a</font></span><span lang="en-us"><font color="#1F497D" face="Arial">sked a</font></span><span lang="en-us"><font color="#1F497D" face="Arial">nonymously if you wish)</font></span><br />\n<span lang="en-us"><b><font color="#1F497D" face="Arial" size="4">and connect with another fun\, local business owner!</font></b></span></p>\n\n<p align="CENTER" dir="LTR"><span lang="en-us"><font face="Arial" size="4">Copies</font></span><span lang="en-us"><font color="#222222" face="Arial" size="4">&nbsp\;of</font></span><span lang="en-us"><b>&nbsp\;<font color="#222222" face="Arial" size="4">&ldquo\;Debt or Alive&rdquo\;</font></b></span><span lang="en-us"><font color="#222222" face="Arial" size="4">&nbsp\;will be available at 30% off\, and a surprise raffle will be held at:</font></span></p>\n\n<p align="CENTER" dir="LTR"><span lang="en-us"><b><font color="#1F497D" face="Arial" size="5">AACC Breakfast Seminar and Buffet -&nbsp\;</font></b></span><span lang="en-us"><b><font color="#1F497D" face="Arial" size="5">April</font></b></span><span lang="en-us"><b><font color="#1F497D" face="Arial" size="5">20th</font></b></span><span lang="en-us"><font color="#1F497D" face="Arial" size="5">&nbsp\;</font></span></p>\n\n<p align="CENTER" dir="LTR"><span lang="en-us"><b><font color="#1F497D" face="Arial" size="5"><span class="aBn" data-term="goog_1393628791" style="border-bottom: 1px dashed rgb(204\, 204\, 204)\; position: relative\; top: -2px\; z-index: 0\;" tabindex="0"><span class="aQJ" style="position: relative\; top: 2px\; z-index: -1\;">7:15am</span></span>&nbsp\;Courtyard Marriott<br />\n&nbsp\;Rt. 9 (423 Russell St)&nbsp\;Hadley</font></b></span></p>\n\n<ul dir="LTR" style="color: rgb(34\, 34\, 34)\; font-family: arial\, sans-serif\; font-size: 12.8px\; background-color: rgb(255\, 255\, 255)\;">\n</ul>\n</div>\n
LOCATION:423 Russell Street Hadley\, MA
UID:e.1230.18561
SEQUENCE:3
DTSTAMP:20260409T160757Z
URL:https://business.amherstarea.com/events/details/2017-chamber-breakfast-power-down-debt-power-up-retirement-18561
END:VEVENT

END:VCALENDAR
